Start with what you keep.
Enter the annual income you want after tax, plus your monthly business costs.
This interactive freelance calculator instantly computes your required hourly rate, daily rate, and tax overhead based on your target take-home income.
Turn your take-home goal into a freelance rate that covers
your time, your costs, and the tax bill. No guesswork.
A few numbers. A much clearer picture.
YOUR MINIMUM HOURLY RATE
Day rate · 8 hours
—Monthly revenue target
—Based on 1,150 billable hours per year. This is a planning estimate, not a market rate or tax advice.
Unlock your full monthly overhead breakdown, a custom invoice pricing template, and a downloadable print-ready PDF summary for just $9.
Access stays in this browser. Download your files now; clearing cookies or switching browsers loses access. Estimates update when you change the calculator.
Enter the annual income you want after tax, plus your monthly business costs.
Use billable weeks and hours. Keep time for holidays, admin, and finding your next client.
Your rate covers your income goal, expenses, and estimated tax. Add a margin when pricing your work.
Annual revenue = desired take-home ÷ (1 − effective tax rate) + 12 × monthly business expenses. Divide that revenue by billable weeks × billable hours per week. The day rate assumes eight billable hours.
No. You choose an estimated effective tax rate on profit after business expenses. This simplified model assumes expenses are deductible. It excludes progressive brackets, VAT/GST, sales tax, social contributions not in your chosen rate, payment fees, and local deductions. Confirm your rate and obligations with a qualified local professional.
Yes. Choose your working currency. All calculator amounts use that currency without exchange-rate conversion. The optional report is always priced at US$9; checkout shows any applicable sales tax.
A personalized monthly breakdown, an eight-hour-day project pricing and invoice template, and a downloadable PDF summary. It is a one-time purchase with access in this browser, without an account. Stripe may request an email for payment receipts; there is no email login.
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